|
Pacific Coast Investment Advisors Fee Schedule
featuring the "Family Rates Program"
|
Rate Level
|
Asset
|
Range
|
Equities, Equity Funds & ETFs
|
Fixed Income, Bond Funds & ETFs
|
|
A
|
$0 -
|
$250,000
|
1.50%
|
0.65%
|
|
B
|
$250,001 -
|
$500,000
|
1.25%
|
0.60%
|
|
C
|
$500,001 -
|
$1,000,000
|
1.00%
|
0.50%
|
|
D
|
$1,000,001 -
|
$3,000,000
|
0.80%
|
0.40%
|
|
E
|
$3,000,001 -
|
$5,000,000
|
0.65%
|
0.35%
|
|
F
|
$5,000,001 -
|
$10,000,000
|
0.55%
|
0.30%
|
|
G
|
$10,000,001 -
|
$25,000,000
|
0.40%
|
0.25%
|
|
H
|
$25,000,001 -
|
& Up
|
Negotiable
|
|
|
 |
At Pacific Coast Investment Advisors our Family Rate Program is designed to save you and your family money. The program allows for each individual's account to be billed at the rate set by the total family group of assets. This means that all accounts, both large and small, will benefit from a lower rate. In order to maintain confidentiality of the accounts, no member of the group will know the detailed information about any other member's accounts.
Below is an example of what a family would pay without the Family Rate Program. Each account is billed based on it's individual assets, which is a much more expensive way to pay for services.
|
You
|
Grandma
|
Uncle Bob
|
|
Account Size
|
Account Size
|
Account Size
|
|
$500,000
|
$700,000
|
$1,900,000
|
|
Fee Rate
|
Fee Rate
|
Fee Rate
|
|
1.25%
|
1.00%
|
.80%
|
|
Annual Fee:
|
Annual Fee:
|
Annual Fee:
|
|
$6,250
|
$7,000
|
$15,200
|
By taking advantage of PCIA's Family Rate Program everyone in the family group is now billed based on the total group assets, in this case each family member was able to save 20% or more on their annual account fee (as shown below) just by moving to PCIA. As the family group grows, the group assets grow, and everybody's fee goes down.
|
You
|
Grandma
|
Uncle Bob
|
|
Account Size
|
Account Size
|
Account Size
|
|
$500,000
|
$700,000
|
$1,900,000
|
|
Fee Rate
|
Fee Rate
|
Fee Rate
|
|
.65%
|
.65%
|
.65%
|
|
Annual Fee:
|
Annual Fee:
|
Annual Fee:
|
|
$3,250
|
$4,550
|
$12,350
|
|
|
|
|
 |
|
|
|
|
 |
|
